Alicia Adamczyk

Unfortunately, my role at Qwoted came to a close on Friday morning. As I plan for what’s next, I feel deeply passionate about connecting with non-profit orgs, in-house comms, and brands making life-changing impacts for people in need. I’ve always felt my life purpose was to help others in some way, so I’d love to hone that even more in my next role.✨I’m a highly empathetic and motivated worker, and put my heart and soul into whatever I do! I’d be grateful for network introductions for remote roles that fit my 10 years of media/PR experience. I’m most interested in Director of media relations, in-house comms, PR for non-profits or related comms positions. 🙏🏻

One of the best financial decisions I've made this year was making it significantly more annoying to spend my own money. I deleted every saved credit card from my browser, my shopping apps, and Apple Pay. Now if I want to buy something, I have to find my physical card and type in all 16 digits. This is incredibly annoying, but it also works. As a CFP who studies behavioral finance, knowing why your brain does stupid things does not stop your brain from doing stupid things. Telling yourself to "be more disciplined" is competing against an economy that has spent billions making consumption as frictionless as possible. So I stopped trying to become a more disciplined consumer. Instead I add friction to the things I want to do less of and remove friction from the things I want to do more of. Wrote 10 specific ways I trick my own brain into spending less and saving more in this week's newsletter. https://lnkd.in/gX3MJNhp

After four years reporting on financial markets and retail investors, I’m thrilled to officially start a new reporting assignment at CNBC covering economics! I’ll be covering the labor market, cost of living and monetary policy. I look forward to continuing to tell stories that illuminate how economic forces shape our lives as workers, consumers and investors. If you have a tip or see a story that we should be covering, don’t hesistate to reach out at alex.harring@versantmedia.com.

Building your career doesn't stop at the newsroom. Join us for "How to make a name for yourself" at the Personal Finance Summit on October 9 in New York City, hosted by The New York Times. Explore how newsletters, podcasts, books and social media can help you build your personal brand, expand your audience and create new opportunities as a journalist. 1:55–2:45 p.m. EDT Featuring: • Lindsey Stanberry, Founder, The Purse • Tim Herrera, Founder, Freelancing With Tim • Kara Pérez, Author & Founder, Kara Explores Money • Mandi Woodruff-Santos, Podcast Host, Brown Ambition Podcast 🎟️ Pricing: • $100 for SABEW members • $175 for nonmembers Student registration starts at just $50 Register today: https://lnkd.in/eyNpMrSB

Why is Goalhanger building a written journalism department? And what does that look like? Enjoyed speaking to Esther Kezia Thorpe for Digital Content Next about what we've been working on in recent months and how that ties into the wider The Rest Is... universe. 📈 We've grown our newsletter audience more than 500% on The Rest Is Politics in recent months and 400% on The Rest Is History ⬆️ Book Club Notes, the newsletter we launched just a few months ago for The Book Club (credit to Rhiannon Evans) is our fastest growing newsletter and has one of the highest open rates across the whole beehiiv network We're not sending out episode recaps or pushing people to a website through a round up of links. As I said for the piece: “We’re at a point now where there’s a lot of saturation of those sorts of newsletters… We don’t have an edge there. Our edge has to be that direct journalism in your inbox: people that you admire and you’re interested in think this is worth your time." With a mention of some of Isabelle Stanley's brilliant work from the last six months. And thrilled that Esther Hurst has very recently joined the team as we continue to be more ambitious on what we can do on the writing side. 🔗 to the article here https://lnkd.in/eaBTgDWK

Some really wild news out yesterday that the Treasury department plans to "auto-enroll" around 60 MILLION children into 530A "Trump" accounts - essentially everyone who's eligible who hasn't already had an account opened on their behalf. But despite the "auto-enrollment" framing, I don't think this really makes it any easier for families to establish Trump accounts for their kids. Parents will still need to proactively "claim" their kids' auto-established Trump accounts which involves an identity verification process that isn't all that different from what they would have needed to do under the original news before the auto-enrollment. And kids who are eligible for the $1,000 government pilot contribution won't receive that contribution automatically; their parents still need to proactively make the election to receive that contribution. The only contributions that the vast majority of these auto-enrolled accounts will receive are qualified general contributions (i.e., contributions from states or charitable organizations). The bigger news here in my opinion is the ability for individuals to make contributions of stock as qualified general contributions to Trump accounts. Wealthy founders and shareholders have been pushing for the ability to donate stock directly, since doing so means they can avoid owing capital gains taxes that they would pay if they sold the stock and contributed cash, but Sec. 530A states pretty plainly that Trump account funds can only be invested in "eligible investments", which does not include individual stock. In these regulations, Treasury devised a linguistic loophole to allow these contributions by essentially saying that because existing funds in the Trump accounts aren't being used to BUY the individual stock, it's not a violation of the eligible investments rule (🤷‍♀️). They've also set a minimum holding period of 5 years before each account can sell the stock that they receive, presumably to protect the stock from losing value if it was immediately sold by every Trump account that received it. In other words, not only are Trump accounts now able to OWN individual stock (in direct opposition of what seems like the plain meaning of the eligible investments rule of Sec. 530A), but they're required to HOLD every individual stock that they receive for a minimum of 5 years! The auto-enrollment news is a part of this because it increases the number of Trump accounts that are able to receive qualified general contributions. The more active Trump accounts there are, the bigger contributions donors can be convinced to make. But for advisors, the takeaway is that regardless of whether your clients WANT their kids to have a Trump account, they'll very soon HAVE one. Treasury will reportedly put out more information soon on how to claim auto-enrolled accounts. Stay posted here for updates as they come. Story here: https://lnkd.in/gvx7bgYs